1. Interest Subvention Scheme for MSME Exporters
The Government of India has introduced a major interest subvention scheme for MSMEs to promote exports. Under this plan (2025–2031), qualified MSME exporters can get approximately 2.75% interest subsidy on pre-shipment and post-shipment export credit, reducing the cost of finance and helping businesses compete globally
How AHEA Helps: We guide members to understand eligibility, prepare documentation, and apply for lower-cost export finance.
2. MSME Export Credit & Collateral Support
New export promotion measures include making export credit more accessible with reduced collateral requirements and easier loan access for MSME exporters. This initiative supports global expansion efforts by small business owners.
How AHEA Helps: We assist members in navigating bank loan processes and connect them to schemes that require minimal security.
3. Prime Minister’s Employment Generation Programme (PMEGP)
This scheme supports the creation of micro-enterprises in the manufacturing, business, and service sectors. Eligible entrepreneurs, including artisans and handicraft producers, can receive subsidy support for start-ups.
How AHEA Helps: We help aspiring entrepreneurs understand eligibility and prepare project reports to avail benefits under PMEGP.
4. Credit Guarantee Trust Fund for Micro & Small Enterprises (CGTMSE)
This scheme provides credit guarantees to banks and financial institutions so that MSME owners can access loans without requiring collateral/security.
How AHEA Helps: We support members to apply under CGTMSE so they can secure working capital and growth finance without risking personal assets.
5. Lakhpati Didi Scheme (Women Empowerment)
The Lakhpati Didi initiative focuses on economically empowering women entrepreneurs, especially those in self-help groups (SHGs). It provides credit guarantee assistance for loans up to ₹5 lakh, with interest subvention benefits for up to ₹1.5 lakh, enabling women to start and scale viable enterprises.
How AHEA Helps: We actively encourage Lakhpati Didi participation by women artisans and entrepreneurs, helping them avail financial assistance, market access, and business growth support.
6. Prime Minister’s Mudra Yojana
PM MUDRA supports small and micro entrepreneurs with easy low-interest loans, enabling capital for start-ups and small growth needs.
How AHEA Helps: We guide you through the loan categories (Shishu, Kishor, Tarun) and documentation so that you can confidently apply for Mudra support.
